NHTSA Complaint #11458127 — 2007 BMW 335I

I bought a 2007 BMW 335i convertible on March 10th 2022. On March 18th I left my house and as I was pulling out of my neighborhood the vehicle cut off at about 25 miles an hour and as I pulled over I noticed black smoke coming out from under the hood. There were no warning lights on with the exception of a random airbag light that came on the day after I bought the car and a tire pressure monitor light. My wife and I pulled over and I ran to a nearby house and took a case of Dasani water from painters who were working (with their permission). I got the fire put out within minutes of its starting but the wiring harness is completely melted together along with all of the induction piping to the turbos and the intake manifold and fuel line. I told the car home and had my insurance agent look at it. She said because it was a fire it would be a mechanical issue and needed to go to the BMW dealership. I paid to have it towed there that day. The dealer called me about an hour after the car showed up there and said that they would not service or inspect the vehicle for damage because I have the wrong insurance company. I was forced to tow the car back home after being turned away by several other dealerships and collision centers due to the high volume of mechanical work already on their lots. BMW has open recalls on 3 series vehicles because they can have engine fires. My car for some reason is not one of the ones they cover under that recall. Still have no resolution from my insurance company on what to do because the car hasn't been officially inspected by a BMW technician. I've now towed the car three times and I'm exactly where I was at the beginning of this claim.