NHTSA Complaint #11427542 — 2014 HONDA CR-V

2014 Honda CRV rattling noise upon cold start at 20,000 miles into owning vehicle. Dealership could not locate the problem nor witness the problem each time we reported this whenever we brought the car in for oil changes...Problem became progressively worse over the years. Now that the rattling is essentially heard every time the car is started, we have taken it in. We are told we need a "new engine" because we need a new VTC actuator. We are also told that the car is burning oil. The new engine costs $4800 (NJ). Will this solve the problem that obviously is a Honda defect? Will the new engine have VTC actuators that will not fall apart in 1 year?... Honda has known about this problem for YEARS!