NHTSA Complaint #10444308 — 2005 MINI COOPER

I USE MY MINI COOPER THE NIGHT BEFORE PARKING IT AT AROUND 10:00PM THE NIGHT OF DECEMBER 22ND, 2011. THE NEXT MORNING WENT TO WORK AS USUAL BY MASS TRANSIT. AT AROUND 8:00AM I RECEIVED A CALL FROM MY NEIGHBOR TELLING ME THAT MY CAR WAS ON FIRE. THE SUPERINTENDENT OF MY BUILDING HAD SEEN THE CAR SMOKING AND BY THE TIME HE CAME BACK TO GRAB AN EXTINGUISHER THE CAR HAD CAUGHT ON FIRE. THE FIRE WAS PUT OF IN SHORT TIME AND THE FIRE DEPARTMENT ASSURED THE FIRE WAS OFF SPREADING FIRE RETARDANT, A POWDER TALC LIKE OVER THE AREA THAT CAUGHT FIRE. THE FIRE WAS OVER THE RIGHT SIDE GRILLE BETWEEN THE WINDSHIELD AND HOOD. THE ESTIMATE OF RECORD PREPARED BY GEICO ADJUSTER DESCRIBES DAMAGES IN THE INSTRUMENT PANEL, DASH PAD CROSSMEMBER, SUPERCHARGER, AIR GRILLE AND MUCH MORE PARTS. THE CAR HAS BEEN CONSIDERED TOTAL LOSS BY GEICO AND CURRENTLY GOING THROUGH THE PROCESS TO TRY TO SETTLE BUT HAVEN'T BECAUSE THE ESTIMATE THEY GAVE ME FOR THE VALUE OF THE CAR IS VERY LOW COMPARED TO WHAT I PAID FOR IT AND THE LOW MILEAGE OF IT. THIS IS TERRIBLE SINCE I HAVE NOT FINISH PAYING THE CAR, I'M SHOCKED A CAR CAN CATCH FIRE BY ITSELF I WOULD APPRECIATE IF SOMEONE CAN HELP ME WITH THE PROBLEM OF MINI COOPERS CATCHING WHILE PARKED A RECALL FOR THE SAME PROBLEM IS ALL OVER THE INTERNET TODAY JAN 17TH, 2012. OR GUIDE ME IF THE INSURANCE COMPANY WILL DO SOMETHING REGARDING THE RECALL, ALTHOUGH THEY ARE NOT RECALLING THE MODEL OR YEAR MY CAR WAS MADE. *TR