NHTSA Complaint #10238103 — 1994 VOLVO 850

I OWN A 1994 VOLVO 850 SEDAN. I WAS PARKED ON A BUSY DOWNTOWN PORTLAND ST. AND GOT IN MY CAR, TURNED ON THE IGNITION AND MY AIRBAG DEPLOYED. IT WAS SO LOUD I THOUGHT I HAD BEEN SHOT. (AS DID PASSERSBY) MY CAR FILLED WITH WHAT I THOUGHT WAS SMOKE (DUE TO GUNPOWDER SMELL) AND GOT OUT QUICKLY. I WAS VERY DISTRAUGHT AND IN SHOCK...MY ARMS AND CHEST HAD BURNS AND CUTS AND BRUISES INSTANTLY. I WENT TO THE ER..THANKFULLY NOTHING BROKEN BUT NOW MY INSURANCE COMPANY (FARMER'S) IS SAYING IT'S NOT COVERED SINCE IT IS "SO RARE" AND THEY FEEL "DEFECTIVE EQUIPMENT". I THEN CONTACTED VOLVO HEADQUARTERS AND THEY ARE SAYING THAT SINCE THE CAR IS 14 YRS. OLD THERE COULDN'T POSSIBLY BE A "FACTORY DEFECT". AT THIS POINT I'M NOT SURE WHAT'S GOING TO HAPPEN BUT NOBODY SEEMS TO BE ABLE TO HELP ME WITH THIS. I FEEL LIKE I AM SUCH AN INNOCENT VICTIM IN ALL THIS. ALL I DID WAS TRY TO START MY CAR........... *TR