NHTSA Complaint #11696964 — 2024 ACURA MDX

To: Consumer Financial Protection Bureau (CFPB) Subject: Urgent Complaint – Illegal Repossession, Lemon Law Obstruction, and Compensation Claim Against Honda Financial Services Dear Sir or Madam, I am filing a formal complaint regarding the illegal repossession of my leased 2024 Acura MDX, VIN [XXX] , account number [INSERT ACCOUNT NUMBER], by Honda Financial Services. This repossession was conducted without any prior notice, without communication of the date, time, or location, and without any legal authorization or court order. 1. No opportunity to respond or act • I was outside the country at the time of repossession and had no chance to respond or protect my rights. • The vehicle was removed one day before my arrival, despite my sister attempting to coordinate that the vehicle be held because my mother is seriously ill and could not make payments. • The vehicle had been immobilized for 4 months due to brake and acceleration defects, which were part of a manufacturer recall affecting all MDX vehicles. 2. Illegal and premeditated removal • My vehicle was removed from a private garage using a towing company, without a court order, without my consent, and without legal authorization. • Video evidence clearly shows the doors were closed; the individual opened them himself, deliberately removed the license plates, and covered his face to avoid surveillance cameras. • These actions constitute intentional concealment, unlawful seizure, and theft, not a lawful repossession. 3. Obstruction of Lemon Law claim • Honda Financial never took the vehicle for inspection or repairs, deliberately preventing evidence of factory defects that rendered the vehicle unusable for over a year. • After multiple attempts to resolve the issue, Honda Financial claimed they have no record, effectively denying rightful compensation and acting in bad faith to sabotage my Lemon Law claim. 4. Violation of federal and state laws • Uniform Commercial Code (UCC) § 9-609: Prohibits reposses INFORMATION REDACTED PURSUANT TO THE FREEDOM OF INFORMATIO