NHTSA Complaint #11626686 — 2014 FORD EXPLORER

Making a right turn I was startled by a vehicle running a red light. Front wheel passenger side cleared the curb. Right rear tire jumped the curb jolted back to ground. I looked at tire pressure gauges and no leaks were evident. Being on a single lane road I continued driving looking for a turn in place after traveling about a quarter of a mile an engine rattle developed and there was faint smell of smoke. I traveled another block and turned into a dollar general parking lot. The entrance was on an incline and the car stopped. I had just purchased a new battery a week before and had an oil change about 3 weeks before. The car refused to start. I called triple A and had it towed to dealer. They looked at car and could not come up with a rational reason and doubted car stopped because of violent rear contact with curb at right rear wheel was cause of engine seizing. I called USAA my insurance company their investigating agent agreed. My car is serviced at this dealer and I follow all of the maintenance guidelines I have the records as well as dealer. The car has 125,000 miles and has been well maintained. I am curious if there are any other reports this has happened with 2014 Ford Explorer or any other vehicle. I find it hard to accept such a violent jolt of the running engine did not cause something to fall loose on the running engine. The dealer and appraiser found the car oil full and in pristine condition. There was no frame damage.Turning the crank towards rear they hear metal falling into oil pan. Your thoughts?