NHTSA Complaint #10692820 — 2004 FORD F-150

I HAVE 2004 F-150 WITH 92,000 MILES ON IT , I BOUGHT IT 3 YEARS AGO WITH 70,000 ON IT MAKING A SLIGHT TAPPING NOISE . I TALKED WITH MANY PEOPLE AND AND THE DEALER SAYING THAT THIS IS THE WAY THE ENGINE IS DESIGNED AND SHOULD BE FINE.YESTERDAY DRIVING DOWN A MAJOR HIGHWAY IN NORTHERN VIRGINIA TRAVELING AT 65 MPH MY TRUCK STARTED MAKING A NOISE FROM THE ENGINE AND SHUT OFF , I HAD GOOD OIL PRESSURE ,WATER TEMP WAS FINE I PULLED IT OFF THE HIGHWAY, NEVER TO START AGAIN. I HAD IT TOWED TO A LOCALE FORD DEALER IN FAIRFAX VA.AFTER READING FROM FORD FORUM WEB SITE AND HEARING THE HORROR STORIES I FEEL I AM IN FOR A HUGH REPAIR BILL.I ALSO SEE THERE IS A CLASS ACTION SUIT AGAINST THE FORD MOTOR COMPANY FOR NOT STANDING BEHIND THEIR VEHICLES WHEN THERE SEEMS TO BE A MAJOR FLAW IN THE ENGINES DESIGN. APROX. COST OF A NEW ENGINE IS BETWEEN 7 AND 10,000 SOME CONSUMERS STARTED TO HAVE PROBLEMS AS EARLY AS 12,000 MILES, I BABY MY TRUCK, THE HEAVIEST THING I HAVE HAULED IN IT IS A 6 FT. CHRISTMAS TREE FOR MY LIVING ROOM.I BABIED MY TRUCK TO WHAT MEANS JUST TO HAVE A HIGH REPAIR BILL LIKE SO MANY OTHERS??? I HOPE YOU CAN HELP . PLEASE/THANK -YOU IN ADVANCE *TR