1995 BMW 740IL Electrical System Problems

I WAS DRIVING TO WORK AND WAS PASSING A TRUCK IN FRONT OF ME AND HEARD A LOUD POP. I THOUGHT MY WINDSHIELD HAD BEEN HIT BY SOMETHING UNTIL I SAW THAT THERE WAS NO DAMAGE, SO I KEPT DRIVING. MY CAR BEGAN TO OVERHEAT SO I SLOWED DOWN. WHEN I GOT TO WORK I LOOKED AT MY CAR AND SAW THAT THE HOOD HAD AN ALMOST HOLE IN IT SO I LOOKED UNDER THE HOOD AND FOUND MY BELTS GONE AND DAMAGE TO THE UNDERSIDE OF THE HOOD AND LINING. A FELLOW EMPLOYEE LOOKED AT IT FOR ME AND WE DISCOVERED THAT MY FAN HAD BEEN OBLITERATED AND A GREAT DEAL OF DAMAGE HAD BEEN DONE TO MY CAR. I CALLED AND HAD A TOW TRUCK TO PICK IT UP AFTER CALLING MY INSURANCE COMPANY AND WAS TOLD I COULDN'T FILE A CLAIM AS THERE WAS NO ACCIDENT THAT...