NHTSA Complaint #11492794 — 2017 KIA OPTIMA

On June 5th 2022 as I was traveling out of state with my wife and daughter the car lost power on the highway. I pulled over to the side when safe and noticed whitish grey smoke puffing from under the hood by the hinges. Being a fire lieutenant, I recognized this as the car being on fire. We exited the vehicle, my daughter was asleep in the back seat, so it was a panic to wake her and make sure she got out away from traffic. Within the 3 minutes I was on the phone with 911 the car was engulfed. A few minutes after the first Chief arrived the fire had reached the fuel tank and the vehicle exploded, approximately 8 minutes in. I opened a claim with my insurance and with Kia America. Kia has taken the blame but refused to replace the vehicle, instead offering me $15000 for the car with only 57000 miles on it. After fighting with Kia for 3 weeks during my claim they finally provided me with a rental vehicle paid for by their insurance. To this date they have not paid for said rental and I am now on the hook for the $930 charge. This event has caused much undue stress on me, I already have cardiac issues, my wife and daughter still have nightmares from the event. Kia inspected the vehicle which is totally burned, they found it to be an engine failure causing oil to spill onto the hot exhaust. They accepted blame. There was no warning, no noises, no lights. I never received a recall notice, I found out about the recall from my insurance after the fact. Kia has been less than helpful.